What is PayPal, and how is that different from paying by traditional credit card online?

PayPal is like an online bank, and acts as a third party credit card and check processing company.  It is very easy to set up a PayPal account, and then link that to your bank account and/or your credit card. When you select the PayPal payment option, you will be taken to PayPal for payment processing, and then returned back to PraiseCharts once your payment is confirmed. Note that if you use the 'echeck' option in Paypal, you will not receive access to your music until your 'echeck' has cleared (usually 3-5 days later).